Demystifying RESPs: It’s Not As Hard As You May Think

Mommy-Brain Proof Education Planning

Everything You Need To Know About RESP's

#YMCCommunity member, Heather Van Mil thought RESPs would be complicated to purchase and was confused as to what you can use one for. She did her research and learned how easy buying one can actually be and also learned about the non-traditional education options available and how an RESP can be put towards many other things as well.

Heather Van Mil

Life, Love and the Pursuit of Play

Before we had our two girls, my hubby and I explored and debated extensively about circumcision, breast vs. bottle feeding, the best day cares and preschools, when to have THAT discussion with our children. Everything is a well thought out, carefully considered choice. However I do seem to have one glaring blind spot.

I reluctantly admit that I am like an ostrich with my head in the sand when it comes to RESPs.

I found myself pregnant with my first child and after months and months of bedrest and illness, I finally found the energy to get dressed and get out of the house to attend a baby show, only to be bombarded by people trying to sell me on a savings plan for my precious baby that didn’t even have a gender or name yet, let alone a financial future. Once I gave them my personal information, they proceeded to call and email me to invite themselves into my home so they could continue with their sales pitch.

Given this experience, I am so glad I found a much better way to buy RESPs!

Click to read the rest of Heather's post…


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Time flies by in the blink of an eye. One day you’re worrying about sending your little one to preschool, the next you’re sending them off to college. That’s why it’s important to invest in an RESP now.

Start saving today with a giraffe & friends' no-fee, worry-free and 100% guaranteed RESP. giraffe & friends helps you sleep easy with guaranteed growth, easy-to understand language, and the powerful boost of government grants.

Visit the ‘How To Plan For Your Kid's Future’ page and learn the best ways for parents to save money, when you should start saving, and more.

Heather van Mil is the sassy, somewhat sarcastic, seldom sanctimonious mama behind Life, Love and the Pursuit of Play. Having been a freelance writer for WestCoast Families Magazine, Urban Baby & Toddler Mag, Yummy Mummy Club and Modern Mama, among others, she decided it was time to write for herself, and launched her blog in Sept 2013. On it she chases Good Food, Good Finds, Good Fun......and 2 small children (which translates to yummy recipes, awesome product/service reviews, fun places to check out, a smattering of op-eds and lots and lots of her 2 gorgeous girls!). Just in case this wasn't enough, she recently launched her newest baby - Word of Mom Marketing - where she consults and strategizes with companies on the best practices and vehicles to reach and engage the young family market.