Sep
26
2016

Clever Tips from an Internet Expert: Keeping Seniors Safe Online

And why enlisting kids to help seniors is a great idea

by: Cat Coode

Clever Tips from an Internet Expert: Keeping Seniors Safe Online

Clever Tips from An Internet Expert: Keeping Seniors Safe Online | YMCTech | YummyMummyClub.ca

If you're like me, you're sitting in that sandwich generation between your young kids and your senior parents. My kids think they know everything about everything and my parents know what they don’t know. Sound familiar?

It's an interesting dichotomy, especially when it comes to technology. As the family ‘techie,’ and an internet expert, I'm always in a position of "teacher." For my kids it's to slow them down, and for my parents it's to catch them up.

From the technology side, it seems as though everyone, of every age, uses the internet in a different way, but the basics are actually the same. People are online to:

  • connect with family, friends, and create community
  • do things remotely like shop or book appointments
  • get instant answers from search engines
  • find entertainment through games and videos

You can help catch your parents up so they're capable of doing all these things, but have you thought about enlisting your kids to help?

Helping Seniors Navigate Cyberspace

A good starting point when bringing seniors up to speed is to download (or have them download!) the TELUS WISE Seniors Guide. This guide is a comprehensive, printable resource that will walk readers though everything they need in an engaging and simple way. It's a great tool to give your teen to review with a senior (and they’ll end up reviewing their own online savvy in the process!) TELUS also offers workshops especially for seniors, another option to help get them up to speed!

Tip: Since kids pick up tech well, they're in a great position to help direct seniors on how to do all of the things mentioned above. Kids can show seniors how to use a search engine or how to find family and friends on Facebook. And everyone loves a good Snapchat filter, that stuff is ageless.

Here are some other things you can teach both groups as they navigate learning the ins and outs of the internet together and how you can get your kids involved in the teaching (while they're also learning):

Teach Both Groups How Create a Positive Online Identity

Where all internet users need guidance is understanding the "reputation" side of being online. Everything we post online is potentially public and permanent. This is why it is important to use caution and set privacy settings. By teaching your kids and having them review these things with seniors, we empower the kids as teachers but still have both learning along the way. And for fun, ask a grandparent what photo or statement from their youth they are glad was not "internet preserved."

Tip: Every time you, your kids, or your parents sign up for a new network, spend a few minutes reviewing the privacy settings. By default, most networks will want you to share everything publicly.

Consider Proper Etiquette

My mom is not on Facebook (yet) but if she were, she'd be the grandmother that posts “that’s my cute grandson” on every photo of my 15-year old nephew. That happens with grandparents. A lot. Those well-intentioned seniors may not realize that all of their grandson's teenage friends are seeing those messages too.

Tip: Kids should take time to teach seniors the right etiquette on posts. Explain which technologies are private (texting, chat apps) and which are not (comments on Facebook or Instagram) . 

Watch Out for Email Scams

Seniors are the easiest prey for online scams because they often do not understand the technology well enough to know what scammers and thieves are capable of. In a very popular email scam, thieves use email names of friends and family to solicit money for an "emergency."The email reads something like this:

Sorry I forgot to tell you, but I took a last minute trip to <name of place> and I have run in to trouble! I had <incident> happen and now I have no credit cards or passport! Can you please wire <amount of money> to <scammers account> so I can get home?? Thank you!!”

Tip: This tip is helpful for everyone...be wary if you receive an email asking for money from any source, especially if it contains no personal information like the recipient’s name.

Teach the benfits and pitfalls of being online

If you know a senior that is online or wants to be, take a few minutes of your time to help them understand both the benefits and the pitfalls. Even better, get your kids to do it with them!

  • Show them where to find things they care about online
  • Teach them how to use privacy settings and about online audience
  • Warn them about email and credit card scams
  • Help them define their online identity in a positive way

After you've done all these things, you can pat yourself on the back for doing double-duty as the awesome sandwich that you are.

Sep
02
2016

Here's the Real Deal on Cost for Kids Sports & Extracurricular Activities

Before you sign your kids up for lessons, here is the skinny on the time and money costs from parents in the trenches

by: Cat Coode

Here's the Real Deal on Cost for Kids Sports & Extracurricular Activities

How much do competitive sports actually cost? | YummyMummyClub.ca

I was having another butt-numbing day on a bleacher at my daughter’s swim meet when I started to ponder the actual cost of her enrollment in a competitive sport.  There is the fee for her training (lessons) and her equipment, but then how many weekends had my husband or I spent a day at a pool and how many other incidentals were there? What would this amount to if she continued in the sport and, shudder the thought, what if our other daughter wanted to pursue a different sport? I had never actually considered all of this BEFORE signing up.

So I started asking around to the YMC parents. How much were we spending on sports? Not the one-off karate lessons and weekly dance class, but the sports kids were dedicated to for multiple hours that included competitions against others.  I would have bet money that dance was the most expensive with the costumes but I was wrong. It turns out every sport has high costs. I talked to parents with kids in competitive dance, karate, gymnastics, softball, equestrian riding, rowing, cheer, swim and basketball. It all boils down to the same basic elements in money and time.

The Big Picture Formula For Financial Costs

Hidden costs in kids competetive sports | YummyMummyClub.ca

Registration Fees

Almost every sport that is governed has a fee to be paid annually to the respective association (eg. Canadian Rowing). This ranges from $20-$200 and typically covers insurance as well.

Training/Lessons

The bulk of your financial cost is on hourly practices or training.  Keep in mind that the rate per hour of training often goes down as time increases. So you may pay $500/year for one hour of class but $1500 for 4 hours of class. Consult your club or studio schedule to get an idea of what an ‘elite’ athlete would need. Sometimes it’s as little as 10 hours but can be as high as 25 or 30 hours of training weekly. Expect this to climb in the thousands of dollars as they age.

Equipment

From dance shoes to shin pads, find out what equipment your child is expected to have at the onset of their training, and then in later years. A full set of hockey gear, which they outgrow frequently, costs a small fortune. Also, the more a child trains, the more equipment they tend to go through. Even martial arts belts have a cost. This is where some good second hand equipment store may help!

Uniforms/Costumes

Some sports require a specific uniform for training but almost all have something for competitions. Personally, I cheap out on training swim suits for my daughter because the chlorine just kills them. I am obligated to buy the $90 club suit for competition. Visual sports, like dance, gymnastics, and cheer, can have very pricey costumes. I have talked to studios who budget $200/competition and others with $400. My friend’s two daughters were in comp dance and one year she paid $5k just for costumes alone.

Competitions

Almost all competitions, meets, and games have an entry fee. These fees cover the administration work to set up the competition, the rental fees for the venue, and other incidentals. Depending on the venue, you may also be required to pay a ticket fee. And don’t forget about parking. Expect $10-$200 per competition.

Travel

Every parent of a tween or teen that competed had incurred travel. It may be places within an hour but at higher levels, most sports teams will need a long distance travel and hotel fees. Again, ask around with your sport where the competitions take place.  This could be $100 for gas money or thousands for flights and hotels.

Bonus Costs

 

Time

This one is huge. For your child, all those hours come out of social time, homework time, and down time.  For the parents, it’s weekends, evenings, and early mornings of chauffeuring. Not to mention schedule coordination for you and other children. I highly recommend carpooling for this. There was a time I loved watching every minute of practice but at 8 hours a week, I love having a few evenings back for other things. 

Energy

Do not underestimate the toll it takes on your kids, or you, to spend a weekend at a competition or 3 hours in training. On a calendar a practice may go from 5pm-7pm, leaving time for homework, but by the time kids get home, they may not have the energy to anything else.

Should you do it?

Competitive sport is certainly not for every family, so start by asking yourself why are you registering your kid in competitive sport?  If it’s too much time or money, or they are not that interested in one thing, there are loads of recreational sports that kids can do. This is by no means the only option for sports!

For those that are committed to competition, where the kids really loved the sports they were in, I asked the parents if they thought it was all worth it. The answer was a resounding yes. Supporting a child in a passion they have made every parent feel they had made the right decision.

 RELATED: Should Your Child Compete in a High-Level Sport?