Two years ago my husband and I bought property in Annapolis Valley in Nova Scotia after a decade long search. It’s a sprawling 40 acres, with seven acres of cleared land surrounded by mature trees and the rest of the space completely wooded. It features a nearly 200 year old house on the ridge of a gentle slope down to 700 feet of sandy beach on a quiet lake. There are two cabins, a barn, and a humongous workshop.
A few weeks ago I blogged about free chequing accounts with the big banks. Now I want to talk about credit unions, and how they differ from the big banks, and how they might be right for you.
If you’re determined to get control of your money now that we’ve begun a year fresh, here are a few books to help.
Money Smart Mom: Financially Fit Parenting by me! What, you didn’t think I’d recommend my own book? This is a great back to basics guide to the financial issues families deal with.
Just because you don’t need flip flop ready feet these days, there’s no excuse for letting yourself go in the name of a tight beauty budget. Here are a few tips for trimming the expense of your beauty routine.
Check local beauty schools – their prices are often significantly lower than salons.
Consider switching to a stylist who works out of their home instead of in a salon.
Make your own beauty products from pantry ingredients – visit this site for recipes.
As I haul out my cheque book for another year of school fees, I’ve reflected on the ways I saved money last year, and what I wish I had passed on buying for my daughter.
Who knew kids could grow out of all of their clothing, and lose all of their school supplies in the eight weeks since school let out in June? Of course they didn’t. So why do so many parents shop as if they had?
Here are some tips for those looking to spend less this year on clothing and school supplies.
I love when my six-year-old tells me dramatically, “We have no toys!” My husband and I are quick to point out that we, in fact, have quite a few toys compared to many families in the world. But in her little world, she’s about right. Compared to the homes of my daughter’s friends, we have no toys.
