If you’re determined to get control of your money now that we’ve begun a year fresh, here are a few books to help.
Money Smart Mom: Financially Fit Parenting by me! What, you didn’t think I’d recommend my own book? This is a great back to basics guide to the financial issues families deal with.
How much do you spend each month in banking fees?
If it’s more than $0, you’re probably overpaying.
With Valentine’s Day approaching while credit card bills from Christmas are overdue, many couples will want to show their love in a more fiscally responsible manner. Because the Beatles had it right—money can’t buy you love.
Expressing love through a gift doesn’t have to come in the form of overpriced roses and costly restaurant meals. If you’re challenged by creativity and budget, here are a few budget friendly suggestions.
The March 1 Registered Retirement Savings Plan (RRSP) deadline is looming—but is it the best savings vehicle for you?
An RRSP is a plan registered with the Canada Revenue Agency that holds investments. Contributions are tax-deductible, and the gains grow tax-free until you make withdrawals from the plan, at which point they are taxed at your income tax rate at the time of withdrawal.
If you’ve ever read an article about working moms, or checked out an online forum or moms group about the issue, you know there’s this working mom versus stay at home mom debate. Millions of words have been printed trying to prove that there’s one perfect, ideal choice in the matter, and it can be scientifically proven. A recent study gained headlines for determining that working moms are happier than stay at home moms.
It’s absurd.
In a Moneyville article posted last week, a writer did the math on why she thinks cloth diapers are more expensive than disposable. While cloth diapers are certainly not right for every family, they make the most financial sense if you launder them yourself.
There’s this project called the 100 Thing Challenge that has everyone abuzz, which I first read about in this Time magazine article called How to live with just 100 things.
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Sarah Deveau’s first memory of saving up to buy something she really, really wanted was at age five, when she saved her allowance and birthday money for six months to buy a mini waterbed for her Cabbage Patch doll. She’s been in love with money every since; making it, spending it, and saving it too.
The author of two personal finance books, Money Smart Mom: Financially Fit Parenting, and Sink or Swim: Get Your Degree Without Drowning in Debt, Sarah’s work has also appeared in Today’s Parent magazine, the Calgary Herald, and other newspapers and magazines across Canada.
Shortly after her first daughter was born, Sarah opened her own business, an award-winning children’s consignment boutique in Airdrie, Alberta. But once daughters two and three came along, she closed her store to invest in a lakeside farmhouse on 40 acres in rural Nova Scotia. Sarah and her high school sweetheart husband plan to move east within the next ten years and semi-retire before the kids hit high school, made possible by the everyday money decisions they’re making now.
Whatever your financial goals, be it a vacation home, college savings for the kids, or getting out of debt and stop cringing at credit card statements, this blog is for you.
Follow Sarah on Twitter: @SarahDeveau
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